We believe that credit fulfils an important role in a functioning society. For TF Bank, taking responsibility in connection with credit issuing is business critical, and it is therefore the most obvious focus area within our sustainability work. We strive to constantly safeguard that our credit assessment is robust, sound and sophisticated.

TF Bank’s extensive experience of the sector, combined with a proven credit issuance process that is continuously monitored to enable development and improvements, thus make us a trusted credit issuer.

Our credit assessment is carried out in accordance with good lending practice and TF Bank’s credit policy and is always based on each customer’s financial situation.

We are convinced that TF Bank, through our responsible credit issuing, contributes to a well-functioning economy.

Responsible granting of credit 2019 2018
Credit losses (%) 3,4 3,9