TF Bank is an internet-based niche bank offering consumer banking services through its proprietary IT platform with a high degree of automation.

The company’s IT platform is designed for scalability and adaptation to different products, countries, currencies and digital banking solutions.

TF Bank carries out deposit and lending activities in Sweden, Finland, Norway, Denmark, Estonia, Latvia, Lithuania, Poland, Germany and Austria through branch or cross-border banking. From 2020 the operations are divided into three segments: Consumer Lending, Ecommerce Solutions and Credit Cards.